What We Do

car loans

Car Loan

A ‘car loan’ is a simple arrangement in which the financier loans money to the customer in order to purchase a vehicle.


Unsecured Car Loan

An ‘unsecured car loan’ is also called ‘personal car finance.’ This is a simple arrangement in which the financier lends the customer money to purchase a vehicle. Unlike a secured car loan, the loan is not secured against the vehicle.

Chattel Mortgage


A ‘flexilease’ is a very unique finance option for Jim’s Car Loans, it is a more flexible type of operating lease, better suited to short-term rentals up to 12 months.


Operating Lease

An ‘operating lease’ is a rental arrangement for a vehicle, or fleet of vehicles over an agreed period of time. The financier manages the maintenance and running costs of the vehicle or fleet.

Jim's car loans

Chattel Mortgage

A ‘chattel mortgage’ is used to finance vehicles and equipment – usually for work purposes.  It is ideally suited to small businesses, medium-sized businesses and sole-traders.  At Jim’s Car Loans we have a lo-doc option for businesses that have their own ABN for 12 months and have been registered for GST for the same period.


Finance Lease

A ‘finance lease’ is a rental arrangement in which the customer is granted full use of the vehicle during the lease term, however the financer retains ownership of the vehicle.


Vehicle Purchasing Service

Our ‘vehicle purchasing service’ delivers real value to you in time, money and convenience.  We can source a car for you at fleet prices and negotiate the whole deal on your behalf.

novated lease

Novated Lease

A ‘novated lease’ is an agreement between an employer, an employee and the vehicle financer. A novated lease allows an employee to salary-sacrifice towards the cost of their car.  You pay for the car pre-tax dollars which means you get more in your back pocket.


Vehicle Insurance

We take the hassle away by providing ‘vehicle insurance’ upon settlement of your car at the best price.  This saves you time and the hassle of dealing with insurance companies.

Any more questions about product & services? Contact us here!

There are many ways to get yourself behind the wheel with an easy car finance arrangement. But, don’t feel overwhelmed by the choices, our staff are experts in matching the right person to the right deal and will walk you through the process step by step.

Jim’s Vehicle Leasing offers low-interest car loans and the highest standards of customer service. Get in contact today to discuss the best car finance option for you, your family or your business.

We take immense pride in everything we do and aim to become Australia’s premier provider for new and used car finance. Whether you’re a family, a tradie or a business, ask Jim’s about our  low-interest rates, great deals and large range of available vehicles.

Need it Done? Jim's the One!

jims vehicle leasing